Who is key in your life?

You can purchase key employee insurance for very important employees in a business. Ones that if they died, would impact the livelihood of your organization. I personally don't think anyone is that irreplaceable, but whatever.

It got me wondering though, in our personal lives - who is key? Who if gone, would impact the quality of your life? Is it a spouse? A parent? A child? Maybe it is a BFF – do they have insurance for that?